REFS Australia | Your Pathway to Success in Mortgage Broking

Real Estate Finance Solutions

Unlock Your Potential.
Master Mortgage Broking.

REFS Australia: Professional Mentoring, Training, and Consulting

At REFS Australia, our dedicated team of seasoned mentors and industry professionals is resolute in its mission to provide essential guidance to mortgage brokers, equipping them with the knowledge and skills to navigate the mortgage and finance broking pathway. Our tailored training programs are designed to give individuals, teams and organisations expert knowledge.

Our comprehensive mentoring, training and consulting services offer both 1:1 and group sessions with our experienced mentors who assess your challenges and support your growth.

Your success is our mission.

We aim to ensure competent and confident mortgage brokers and we know that every individual has the potential to excel.  With REFS Australia on your side, we provide the experience, support and dedication you need from day one.

Mentoring with REFS Australia

Mentoring

I’m a new broker looking for the right mentor

Training with REFS Australia

Training

I’m looking for specialist training for my team or organisation

Consulting with REFS Australia

Consulting

I’m looking for 1:1 or group consulting

REFS Australia: Your Path to Success

Choosing REFS Australia as your mentoring partner means unlocking a wealth of benefits to become an exceptional mortgage broker:

Personalised Guidance

Our mentors provide tailored support to shape your success. We create a clear roadmap, offer ongoing advice, and encourage your growth.

Vast Expertise

With 150 years of combined experience, our mentors offer invaluable insights to navigate the finance industry.

Comprehensive Training

Our programs cover all facets of mortgage broking, equipping you with essential skills, from compliance to marketing.

Networking Community

Access an extensive network of industry professionals, from brokers to lenders, for relationships, referrals, and industry insights.

Ongoing Support

We’re with you beyond the program, offering regular check-ins, Q&A sessions, and access to experts for guidance. 

We work to guide mortgage brokers to excellence. Connect with us today to get started.

Meet your Mentors

Debbie Hutchings | REFS Australia

Debbie Hutchings

Director | Mentor

Paul Palmer | REFS Australia

Paul Palmer

Mentor

Louise Sayers | REFS Australia

Louise Syphers

Mentor

Wayne Milner | REFS Australia

Wayne Milner

Mentor

John Adams | REFS Australia

John Adams

Mentor

Peter Clark | REFS Australia

Peter Clark

Mentor

What Clients say about us

5.0
Based on 10 Reviews
Nikki Nielsen
27 October 2023

I had the opportunity to go out on my own, however I had to have a mentor to see me through to the 2 year mark as an industry requirement. I contacted various ‘mentors’ and then I called Deb! Instantly I felt comfortable and knew she was the right fit for me and my business. Since Deb and the team at REFS are not ‘brokers’ offering mentorship it meant they had the time to take my calls and assist me through complex deals.. Deb has become a friend throughout the process and she has supported me in all I do, she has nominated me for awards and truly wants the best for me as a broker - and I love this! She’s uplifting, inspiring and an all round awesome human being. Deb and the team, thank you for allowing me the opportunity to work with you and thank to for setting me on the path to success. Nikki Nielsen, Loan Market.

Michael Evans
28 September 2023

Deb and Louise have been a great support in my big learning curve, and I couldn't have done it without them. Deb has always been available whenever I had needed her. I will miss them and the others I have met along the journey.

Jade Wright
25 April 2023

When I first met Deb, she was focused on learning more about me and how REFS can work with me to achieve my goals. I was completely new to the finance industry, and this was a huge jump for me. It was scary! Deb as my mentor was the easiest and best decision! She not only guided me through the process of writing loans but also helped me be more confident in myself, something I have always struggled with. Deb and the teams wealth of knowledge is second to none. The REFS mentor program is wonderful and informative and I could not recommend enough!! Thank you Deb and team, your passion for helping new-to-industry brokers will never be forgotten.

RCK FINANCIAL SERVICES
1 February 2023

Deb & the Refs team of Mentors make the mentorship process so easy, I actually started with a different firm and just didnt feel like I had the support I needed so I come across Deb and was a lot easier an strealined process to follow. If you are geen in home loan lending like I was the Refs is the place to start. Thanks Deb

Priya Jay
1 December 2022

We live in an ever-changing environment, and it can sometimes be very daunting to be a solo mortgage broker! As a solution provider looking after the client's best interest, we need to consider many variables. This is where Ded and the team come in! Providing accurate answers on time, guiding us in the right direction, running training sessions, and educating us on how to be the best in what we do have changed our lives. REFS has taught us the skills needed to be one of the best in the industry and how to look at things differently to grow the business. We love being a part of the group, and learning and sharing knowledge has been one of the main points for us. Highly recommend Deb and the team to anyone looking to join our industry or take the business to the next level!

Faraz Hassan
1 December 2022

Debbie is a true asset to the mortgage industry. Her commitment to excellence and mastery make her not only experienced but invaluable. Debbie is a powerhouse of expertise in mortgage consulting, armed with powerful strategies that are sure to revolutionise the industry. Her expansive knowledge and commitment to excellence make her an invaluable asset for any professional looking to get her services! Faraz Hassan- Top Finance Specialists

max tyers
1 December 2022

Deb introduced me to the mortgage industry and I couldn’t thank her enough. She is a book of knowledge and I can always rely on her if I ever have any questions regarding the mortgage and real estate market. There are many strategies she has offered to many brokers such as myself to help grow their mortgage business. I will always recommend Deb to new to industry and existing brokers. Max Tyers Advance Finance Group

Jason Cowburn
14 August 2022

I have been a mentee and member under the guidance of my Mentor Debbie Hutchings and REFS Australia, recently completing my 2 year mentoring journey. As a Connective broker and originally New to Industry, I am proud of my achievements in completing my program. REFS has taught me the skills needed to become a qualified broker and where the real value sits is with the additional Sales training that helps me in my business and pushes me to explore all aspects of lead generation, effective communication and working with Referral partners. These are the hands-on skills needed in order to make my business succeed. I would highly recommend Debbie Hutchings to any new broker, who is wanting an experienced mentor and additional Sales training that’s provided as part of the program. Jason Cowburn Director / Mortgage Broker – Variety Finance Pty Ltd

Marybeth Banks
3 February 2022

We are so thankful to have found Deb from REFS, not only helping us find a good well trained mortgage broker that is very good with knowledge of the finance industry and the various credit policies with lenders but even more she's helped us with our overall finance procedure to get us working more efficiently so we can pump out the work! Thank you so much. Marybeth Banks - MBFG.

Hai Tran
29 October 2021

REFS & Debbie provided me with an exceptional knowledges & experiences during the mentorship program. Debbie would be happy to check your file prior to submission, even on the weekend...! Thank you very much for sharing your time & knowledge Debbie.

New Broker, Not Sure Where to Begin?

10 Essential Skills ebook

Ready to take the first step toward your successful career as a mortgage broker? Download our “10 Essential Skills all Brokers need to Master for a Successful Finance Broking Career” today and kickstart your journey to excellence! To receive your copy and sign up to our newsletter, please subscribe using the form below.

REFS 10 Essential Skills for Mortgage Brokers
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